By mortgage loans, we mean, loans for construction of dwelling unit or purchase of dwelling unit, Mortgage of existing properties to raise funds and funding against lease rentals.

There are major players in the field and then entitlement is worked out on the following parameters.

1. Income of the person
2. Age of the person
3. CIBIL (Credit Information Bureau (India) Limited. CIBIL Score reflects the debt servicing track record of the individuals taken from information obtained from various financing institutions and credit card companies. A CIBIL score of 700 and above means the applicant is very good for loan sanction.